Benefits of Using a Mortgage Professional

Independent Expert Mortgage Advice – As independent Mortgage Brokers we work for you and not the bank; we are not tied to any one specific lender.

Free Consultations – Consultations are free and there is absolutely no charge for our services on typical residential mortgage transactions. How can we afford to do that? We are paid a "finder’s fee" from the lender for bringing them your business. The finder’s fees are pretty standard across the board, which again, allows us to keep YOUR best interests in mind.

Best Rates – All of the lenders we deal with automatically offer us their lowest rates. We are also not paid higher commissions for giving you a higher rate.

Choice – We have access to several banks, credit unions, trust companies and private lenders nationwide.

Product Knowledge – We know Mortgages! We communicate with lenders daily and are kept up to date on new products, mortgage options and government regulations. We have access to 100’s of mortgage products!

Availability – We offer flexible appointment times for your busy lifestyle. We can meet at our office, your office, your home or anywhere in between. We can meet weekdays, evening and weekends!

Personal Attention – Long after your mortgage completes, we remain committed to offering you sound, unbiased advice. Upon renewal of your mortgage, we will go through the same process as before and find the best strategy that will save you the most money, always keeping YOUR best interests in mind!

Education – All mortgage brokers in British Columbia are required to complete the Mortgage Brokerage in British Columbia course and pass a written exam before being licensed with the Financial Institutions Commission (FICOM). We are also required to take mandatory continuing education courses each year to keep up to date with industry regulations. If you walk in to your local financial institution, you may be speaking with someone who was working as a teller the week before!